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How to Find Travel Insurance If You’re a British Expat


While the issues regarding Brexit and the UK’s relationship with the rest of the European Union (EU) are yet to be resolved, this could pose a recurring problem for Brits living in EU member states.

The UK government, for its part, has provided guidelines for Brits living abroad, particularly anywhere in the EU. These guidelines are in line with the Withdrawal Agreement and Political Statement signed between the UK and the EU on 19 October 2019. Brits residing in EU countries are protected by the treaty and will be considered legal residents of the same country. end of the transitional period, 31 December 2020.

With all this, Brits living outside the UK, or simply put, British expats, can be in the middle of a complicated situation. However, if you are a British expatriate residing in any EU country there is no need to worry because if you have expatriate insurance you are well prepared as the Withdrawal Agreement is not your only source of entitlement.

What is Expat travel insurance?

An expatriate insurance is an insurance policy that covers expatriates living in the EU. The policy covers expatriates and their dependents who are not older than 89 years of age.

In particular, expats legally residing in any country in the European Union or the European Economic Area (EEA) can benefit from expatriate travel insurance. Additional requirements are that the expatriate be registered with a medical doctor or be entitled to free public health services in their country of residence under mutual agreements with the UK.

Provides expatriate travel insurance policy, insurance documents and Emergency Card. Conveniently, the expatriate can request these documents immediately after purchasing the insurance.

Annual multi-trip policies cover unlimited trips. Expats can choose between trips only to Europe or worldwide. Single travel policies are also available for both European and worldwide travel.

Also, standard expat insurance covers adventure activities. However, expats can opt for higher risk adventure activities to be covered by paying an additional fee.

Expatriate insurance premiums and coverages are in accordance with UK law and not according to the immigrant’s country of residence.

No residency requirements are required when purchasing an expat travel insurance policy, making it easier and more affordable for expats to be included in the insurance plan.

Expat travel insurance and its key features

For expats, living abroad brings many difficulties. An expatriate travel insurance policy can help expatriates living abroad, especially in EU or EEA countries.

The expatriate insurance policy also covers expats with pre-existing health problems. A total of 50 pre-existing medical and health conditions are covered, making it an exceptional choice for British expats.